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Commercial General Liability


Regardless of the size of your business or what industry you are in, even a small mistake can turn into a very costly lawsuit.










What you need to know about Commercial General Liability insurance

Commercial General Liability (CGL)

Insurance protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander and false advertising).

Premises/operations

This coverage pays for bodily injury or property damage that occurs on your premises or as a result of your business operations.

Products/completed operations

Pays for bodily injury and property damage that occurs away from your business premises and is caused by your products or completed work.

Excess liability

This insurance pays for covered losses that exceed your CGL policy's dollar limit.

Umbrella liability

This insurance is excess liability insurance coverage above the limits of automobile liability and CGL policies. The umbrella policy also provides liability coverage for exposures not covered under the primary CGL insurance policies and not excluded by the umbrella liability insurance policy.

Basically  Commercial General Liability (CGL), will pay for the cost of defending or settling claims against your business if you are held legally liable for personal injury of property damage.




All businesses face potential liabilities on a daily basis and can be sued for almost any reason, so General Liability coverage can be critical to your business staying in business. Don’t let a small accident cost you your business and everything you’ve worked so hard for.