Restaurants

Restaurants run the risk, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the best you can for safety and unexpected events, but be sure to have good protection behind you. Even the smallest incident like a customer slipping and falling on just-washed floors can cost you a great deal […]

Hair Salon

Hair Salon Insurance Hair salon owners know that the services you provide entail some level of risk.. These risks may not seem significant, but a multi-million-dollar lawsuit is not insignificant. The right coverage in place allows you to provide your services with confidence and peace of mind.Every salon needs to have the proper insurance., whether […]

Bakeries

As the owner of a bakery shop, you can enjoy running your business as long as you pay attention to your potential risks. You are at risk for a variety of liabilities, such as food items that cause illness to a customer, spoiled goods, or spills inside or outside the shop. Protecting  your risks by […]

Florist

Floral shops that are open to the public present special risks.  Customers may walk in unexpectedly or make appointments to discuss special events. Conditions such as water on the floor, allergies, thorns and other issues might pose a risk. What about your floral deliveries or employee injuries? As the owner of a small business retail flower […]

Pizzeria

Pizzerias run the risk, as with other food establishments, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the best you can for safety and unexpected events, but be sure to have good protection behind you. Even the smallest incident like a customer slipping and falling on just-washed floors can […]

Bagel Shop

Bagel shops run the risk, as with other sandwich shops, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the best you can for safety and unexpected events, but be sure to have good protection behind you. Even the smallest incident like a customer slipping and falling on just-washed floors […]

Funeral Home

General liability and Commercial property are two of the most common types of Funeral Home insurance coverage.  General liability is designed to cover the costs related to third-party liability claims, such as a lawsuit filed by a customer who slipped, fell, and hurt themselves in your facility.  General liability insurance can be purchased on its […]

Stationery Store

Stationery stores can be very quiet like libraries, or create a hub of activity throughout the day. The design of your store and business model determines just what is needed by customers and employees at all times. Consider the fact that a single customer injury on your premises could escalate into a major law suit. […]

Liquor Store

Owning a liquor store presents it’s own unique risks for you, the business owner, due to the potentially dangerous nature of alcohol.    A  liquor store has exposures such as damage to the stock or inventory, the buildings occupied, electronic equipment such as computerized registers and servers, monies & securities, improvements & betterments, etc.  Liquor […]

Hardware Store

Owning a hardware store can be very rewarding, particularly if you enjoy helping people with the equipment, supplies and tools they need to complete a successful project. Due to the type of items sold in hardware stores, common risks include bodily injury or damage done by the merchandise to either the customer or employees. As […]