Restaurants

Restaurants run the risk, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the best you can for safety and

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Hair Salon

Hair Salon Insurance Hair salon owners know that the services you provide entail some level of risk.. These risks may not seem significant, but a

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Bakeries

As the owner of a bakery shop, you can enjoy running your business as long as you pay attention to your potential risks. You are

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Florist

Floral shops that are open to the public present special risks.  Customers may walk in unexpectedly or make appointments to discuss special events. Conditions such

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Pizzeria

Pizzerias run the risk, as with other food establishments, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the best

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Bagel Shop

Bagel shops run the risk, as with other sandwich shops, of receiving customer complaints about food preparation, spoilage, allergic reactions and sanitation. Train employees the

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Funeral Home

General liability and Commercial property are two of the most common types of Funeral Home insurance coverage.  General liability is designed to cover the costs

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Stationery Store

Stationery stores can be very quiet like libraries, or create a hub of activity throughout the day. The design of your store and business model

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Liquor Store

Owning a liquor store presents it’s own unique risks for you, the business owner, due to the potentially dangerous nature of alcohol.    A  liquor

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Hardware Store

Owning a hardware store can be very rewarding, particularly if you enjoy helping people with the equipment, supplies and tools they need to complete a

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Barber Shop

Barber Shop Insurance It is important to have good barber shop insurance in place to protect the owner, the employees, and the assets of the

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Craft Store

Craft Store Insurance Owning an art and craft supplies store can be very rewarding, particularly if you enjoy doing arts and crafts projects yourself. As

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Grocery Store

Commercial Property Insurance Your grocery store may contain air conditioning and heating systems, cooking and baking equipment, refrigeration units and processing equipment. The right coverage

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Personal Fitness Trainer

As a licensed personal fitness trainer, you may be required to carry insurance in order to maintain your license. Personal trainer insurance requirements vary from

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Appliance Store

General Liability Insurance. This insurance covers your business against claims for bodily injury and property damage. When adding property coverage to a General Liability policy

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Auto Parts Store

There are many types of insurance coverages available, but these policies are the most relevant to auto parts stores. General Liability Insurance Auto parts stores

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Shoe Store – Repair

Running a shoe store business has its own set of unique challenges and rewards. Too many business owners are hit with unwelcome surprises because they

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Laundromat

As an owner of a commercial laundry business, you face unique risks when it comes to running a successful establishment. Understanding what your biggest risks

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Nail Salon

Nail salon and nail technician insurance is customized to fit the needs of nail salon owners and nail techs. Choosing the appropriate coverages for your

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Medical Office

You want your medical office to be the best it can be in the medical profession. Whether you are a doctor, dentist, chiropractor, optometrist, acupuncturist,

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Delicatessen

Deli’s run the risk, as with other food establishments, of receiving customer complaints about food production or preparation, spoilage, allergic reactions and sanitation. Train employees

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Dry Cleaners

Running a dry cleaning business can be a great way to make a living. You don’t have the hassle of worrying about significant inventory—but you

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Accounting Office

Based on its size and a variety of other factors, there are certain accounting insurance policies that most should consider mandatory parts of their accounting

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Book Store

Just like libraries, book and magazine stores can be very quiet or create a hub of activity throughout the day. The design of your store

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Fabric Store

Running a fabric business has its own set of challenges and rewards. Too many business owners are hit with unwelcome surprises because they simply forgot

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Clothing Store

Whether you own a boutique showcasing the very latest runway trends or a thrift store with vintage threads, you put time, money, and effort into

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Commercial Umbrella

This policy picks up where your auto liability, general liability or other liability coverage stops. With most accidents that occur, your standard policies will provide

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Business Owners Policy (BOP)

Insurance companies offer commercial policies that combine protection from all major property and liability risks in one package called a Business Owners Policy (BOP). Created for small

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Commercial Coverage

Is your business properly insured? You deserves a business insurance policy that fits your specific coverage requirements. You’ve worked hard to build your business and establish your reputation – make sure you have the coverage that provides peace of mind.

There are two main types of commercial insurance:

Property and Casualty insurance:

Let's Get You A Quote

The information you provide is kept strictly confidential. A friendly agent will respond to your request and provide the information needed in order for you to make an informed decision. You can also email us at info@princetonagency.com, call, or text us at 1-833-657-3639

Property Insurance

Property insurance provides coverage for stolen, damaged, or destroyed property. Within this are several lines of coverage.

  • Commercial Property Coverage – This covers your business or personal property and the personal property of others.
  • Inland Marine – This covers damage to or destruction of your business property while it is being moved from one location to  another. It also cover the liability for the damage or destruction to the property of others while in your possession during transport.
  • Boiler and Machinery – This covers business property, other property losses, and legal fees resulting from boiler and other machinery malfunctions.
  • Crime – This covers the loss of merchandise and other assets of your business due to burglary, robbery, larceny, forgery, and employee theft.

General Liability

Liability insurance provides coverage primarily for the negligent acts or omissions of the individual, business, or organization. There are several lines of coverage within this category as well:

  • Commercial Automobile – This covers any liability caused by use of an automobile in your business. There are different types of commercial automobile insurance to fit your business needs.
  • Commercial General Liability – This is the standard business insurance for liability coverage. There are three types of coverage
  • Premises Liability  Covers accidental injury or property damage resulting from dangerous condition(s) on business premises.
  • Products Liability – Covers bodily injury or property damage resulting from the use of your business’ goods or services.
  • Completed Operations – Covers bodily injury or property damage caused from the completion of your work.

Commercial Umbrella – This is coverage for your business in case any liability insurance you currently have,  does not fully cover the actual liability. Having this insurance covers the excess liability.

Worker’s Compensation – Provides compensation for workers who become injured or ill due to a work-related activity.

Let’s Get you a quote.